Convert crypto and stablecoins to fiat, and back

• Brokerage, not an exchange: XEROF has no order book. Clients execute each conversion themselves in XEROF Online at the live rate from tier 1 liquidity, passed through at cost.
• Fee on its own line: the XEROF brokerage fee follows the published tiers by monthly volume and is shown separately from the rate on every conversion.
• Assets and currencies: Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Tether (USDT) and USD Coin (USDC), against USD, EUR, GBP and CHF.
• Fiat rails: Fedwire, RTP, ACH or SWIFT for USD; SEPA or SWIFT for EUR; Faster Payments, CHAPS or SWIFT for GBP; SWIFT for CHF. Fiat is paid to the client's own account, for example a dedicated IBAN in the company's own name.
• Segregated custody: one on-chain wallet per client, in the client's name, never pooled, with disaster-recovery cover.
• Paying third parties: funded only with USDT or USDC on Ethereum (ERC-20), in 60 corridors across 59 countries and 26 currencies, every beneficiary screened. BTC, ETH or SOL are converted to USDT or USDC first.
• Regulation: a financial intermediary under the Swiss Anti-Money Laundering Act, member of VQF (No. 100954), a self-regulatory organisation recognised by FINMA. Not a bank, takes no deposits. Serving digital-asset clients since 2021 from Zug, Switzerland.

See the brokerage tiers on pricing; for fiat in the company's own name see the dedicated IBAN account.

What is a crypto brokerage?

A provider that converts cryptoassets and stablecoins to fiat and back for its clients as a counterparty, instead of matching orders on an order book. XEROF is a Swiss crypto brokerage and settlement counterparty, member of VQF (No. 100954), serving digital-asset clients since 2021.

Is XEROF a crypto brokerage or an exchange?

A brokerage and settlement counterparty. XEROF has no order book: clients execute each conversion themselves in XEROF Online at the live rate from tier 1 liquidity, passed through at cost, with the XEROF fee on its own line.

Which assets can I convert?

Cryptoassets BTC, ETH and SOL, and the stablecoins USDC and USDT, against USD, EUR, CHF and GBP.

How is my rate set?

Every quote is sourced from tier 1 institutional liquidity providers and passed through at cost, with no spread and no mark-up. The XEROF fee is applied separately and openly on the execution price.

What will the confirmation show?

Each confirmation sets out the liquidity rate, the XEROF fee and the net amount, so the cost of the trade is visible on its own line.

How does the fiat reach my bank?

Fiat settles to a bank account in your name over Fedwire, SWIFT, SEPA, CHAPS or Faster Payments. Cryptoassets settle to your segregated wallet or to an address you specify.

Is there a minimum trade size?

Trade sizes are agreed at onboarding and confirmed in writing; each conversion is then executed in XEROF Online at the live rate from tier 1 liquidity.

How is a conversion executed?

You execute it yourself in XEROF Online at the live rate from tier 1 liquidity. The confirmation shows the rate, the XEROF fee and the net amount.

Which blockchains are supported?

Transfers settle on the networks supported for each asset at the time of the trade, confirmed with you before the transfer is made.