Who is the institutional service for?

Institutions, asset managers, Web3 companies and professional businesses that need segregated custody, settlement and third-party payouts from a Swiss regulated counterparty.

Can we integrate XEROF with our own systems?

Yes. The REST API covers balances, wallets, orders, deposits, transfers, fiat withdrawals and webhooks, so settlement, payouts, statements and reconciliation can run inside your own systems.

How are institutional assets held?

One dedicated on-chain wallet per institution, never pooled with other clients or with assets belonging to XEROF, on institutional custody infrastructure with disaster-recovery cover.

How is institutional pricing set?

Liquidity is passed through at cost from tier 1 providers, with the XEROF fee shown on its own line and confirmed in writing at onboarding.

For institutions

Crypto solutions for institutions, from a Swiss counterparty

Settlement between stablecoins, cryptoassets and fiat, third-party payouts and segregated custody, from a Swiss VASP supervised under the AMLA since 2021.

Custody

Segregated, never pooled, with disaster-recovery cover

Most institutional questions about crypto custody come down to two things: whether the assets are genuinely separated from the provider's own, and what happens if the provider fails. Both are answered below.

Custody in detail

One on-chain wallet per institution. Assets are segregated from XEROF's own and from those of every other client, never pooled.
Institutional custody infrastructure with hardware-isolated key management and disaster-recovery cover.
Balances, statements and transaction records are available to your team at any time through the client platform.

Settlement and payouts

Liquidity at cost, with the fee on its own line

Treasury teams reconcile against their own books, so the rate and the fee are never blended into one number.

Settlement Payouts

Quotes are sourced from tier 1 institutional liquidity providers and passed through at cost. No spread and no mark-up.
The XEROF fee is applied separately and shown on its own line of every confirmation, alongside the liquidity rate and the net amount.
Cryptoassets BTC, ETH and SOL, stablecoins USDC and USDT, against USD, EUR, CHF and GBP.
Fiat settles to a bank account in your institution's name over Fedwire, SWIFT, SEPA, CHAPS or Faster Payments.

Governance and supervision

What your compliance team will ask for

Supervision: Swiss financial intermediary under the AMLA, supervised by VQF
VQF membership: No. 100954, member since December 2021
Registered office: Gubelstrasse 11, 6300 Zug, Switzerland
Company number: CHE-353.710.248
AML officer: External, JayBee AG, Zug
AML audit: Beyond Audit AG

XEROF is regulated as a financial intermediary and is supervised through VQF, a self-regulatory organisation recognised by FINMA. It is not licensed by FINMA as a bank or a securities firm. Full regulatory status.

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Institutional crypto services and liquidity

XEROF's institutional crypto services are settlement between stablecoins, cryptoassets and fiat, third-party payouts, and segregated custody. Institutions run them from XEROF Online or through the API.

Institutional crypto liquidity comes from tier 1 providers and is passed through at cost, so a large conversion is priced as one trade rather than filled against a public order book. The mechanics are on the crypto OTC page; the fiat routes are on the institutional crypto off-ramp page.

Asset managers and funds: institutional crypto custody with one wallet per client.
Web3 companies: digital asset treasury and Web3 banking.
Payment and trading companies: stablecoin payouts to 59 countries and crypto payment gateway.

Common questions

Who is the institutional service for?: Institutions, asset managers, Web3 companies and professional businesses that need segregated custody, settlement and third-party payouts from a Swiss regulated counterparty.
Can we integrate XEROF with our own systems?: Yes. The REST API covers balances, wallets, orders, deposits, transfers, fiat withdrawals and webhooks, so settlement, payouts, statements and reconciliation can run inside your own systems.
How are institutional assets held?: One dedicated on-chain wallet per institution, never pooled with other clients or with assets belonging to XEROF, on institutional custody infrastructure with disaster-recovery cover.
How is institutional pricing set?: Liquidity is passed through at cost from tier 1 providers, with the XEROF fee shown on its own line and confirmed in writing at onboarding.

What the API covers

Authentication: Key-based authentication for server-to-server access
Balances: Read balances across held assets and currencies
Wallets: Retrieve the segregated wallet and deposit addresses
Orders: Request quotes and execute conversions programmatically
Deposits: Track incoming cryptoasset and fiat deposits
Transfers: Move assets and instruct outgoing payments
Fiat withdrawals: Instruct settlement to a bank account in your name
Webhooks: Receive events for reconciliation in your own systems