XEROF

Indicative rate

USDT to CHF: sell USDT for Swiss francs at size

Live indicative USDT/CHF rate and how USDT is settled into Swiss francs on a bank account through XEROF Online, in your own name or to a third-party beneficiary.

USDT to CHF, indicative mid-market

0.8142 CHF

Bid
0.8142 CHF
Ask
0.8143 CHF

Indicative mid-market rate from tier 1 liquidity, updated 5:22:13 PM. Not a quote. You execute in XEROF Online at the live rate shown there at the moment you confirm, and the confirmation shows that rate, the fee and the net amount.

How USDT becomes Swiss francs on a bank account

  1. 1USDT (ERC-20) arrives in your segregated wallet at XEROF.
  2. 2You convert USDT to CHF in XEROF Online at the live rate.
  3. 3Same or next business day: Swiss francs reach the account over SWIFT.

CHF settlement: rails, timing and who uses it

Swiss francs are settled to your own account, typically at a Swiss bank, over SWIFT. The CHF rate follows USD/CHF, historically one of the lower-volatility pairs, which is why franc settlement is a common choice for treasuries that want to hold proceeds in a stable currency without leaving Switzerland.

Swiss and Liechtenstein companies, private clients resident in Switzerland, and international holders who bank in francs.

Settlement currency
CHF, the Swiss franc
Central bank
Swiss National Bank
Rails
SWIFT to a Swiss or Liechtenstein bank
Per-payment ceiling
No scheme limit
Timing
Same or next business day
Third-party payouts
No: francs settle to your own account; third parties in Switzerland are paid in euros

USDT is the most widely held dollar stablecoin and the one most often received from counterparties and venues. XEROF accepts it on Ethereum (ERC-20) and on Tron (TRC-20) for conversion to fiat paid to your own account; a payout to a third party is funded with USDT on Ethereum (ERC-20) only.

USDT/CHF tracks USD/CHF. Swiss-resident holders and treasuries that report in francs convert here and settle to their own Swiss account; the franc is not a payout corridor, so third parties in Switzerland are paid in euros instead.

CHF rails compared
RailCeiling per paymentTimingAccount
SWIFT to a Swiss bankNo scheme limitSame or next business dayYour own account, at a Swiss or Liechtenstein bank
SEPA in eurosEUR 100,000 instantSecondsThird parties in Switzerland, paid in euros, not francs
USDT: Issuer
Tether
USDT: First issued
2014, as the first dollar stablecoin; on Ethereum as an ERC-20 token since 2017
USDT: Network accepted by XEROF
Ethereum (ERC-20) and Tron (TRC-20) for conversion to fiat on your own account; third-party payouts are funded on Ethereum (ERC-20) only; Solana, Avalanche and other USDT networks are not credited
USDT: Reserve reporting
Attestations published by the issuer
USDT: Where it is used
The most traded stablecoin by volume, dominant on Asian and emerging-market venues and in OTC settlement

How to convert USDT to CHF

To convert USDT to CHF with XEROF, send USDT on Ethereum (ERC-20) or Tron (TRC-20) to your segregated wallet and convert it yourself in XEROF Online at the live rate. The Swiss francs are then paid over SWIFT to a bank account in your own name.

  • How to calculate USDT in CHF: the USDT amount times the live USDT/CHF rate, less the XEROF fee, which XEROF Online shows on its own line before you confirm.
  • Rate: the live rate from tier 1 liquidity, passed through at cost. The fee follows the published brokerage tiers by monthly volume.
  • Network: USDT is credited on Ethereum (ERC-20) or Tron (TRC-20) for conversion and withdrawal to your own account. A payout to a third party is funded with USDT or USDC on Ethereum (ERC-20) only.
  • Settlement: Swiss francs go over SWIFT to your own account, or to a dedicated IBAN in your company's own name.
  • Custody: one on-chain wallet per client, in the client's name, never pooled.
  • Provider: FE Swiss Financial AG, Zug, a financial intermediary under the Swiss Anti-Money Laundering Act and member of VQF (No. 100954), a self-regulatory organisation recognised by FINMA. Not a bank.

Brokerage tiers · Dedicated IBAN

Common questions

Can a third party be paid in Swiss francs?
Franc settlement is to your own account. Third-party payouts inside Switzerland are made in euros over SEPA; see the Switzerland corridor page.
I hold USDT on Tron. Can I still settle?
Yes. Deposit USDT on Tron (TRC-20), convert it to USD, EUR, GBP or CHF in XEROF Online, and withdraw the fiat to a bank account in your own name. To pay a third party, the payout is funded with USDT or USDC on Ethereum (ERC-20).
How do I cash out USDT to CHF?
Send USDT on Ethereum (ERC-20) or Tron (TRC-20) to your XEROF wallet, convert it to CHF in XEROF Online at the live rate, and the francs are paid over SWIFT to your own bank account.
How much is 1,000 USDT in CHF?
1,000 times the live USDT/CHF rate, less the XEROF fee. The indicative mid-market rate is shown at the top of this page; XEROF Online shows the live rate and the fee on its own line before you confirm.
Is the USDT/CHF rate on this page the rate I will get?
No. It is the indicative mid-market rate from our liquidity venue, refreshed every 30 seconds. The rate you execute at is the live rate in XEROF Online at the moment you confirm, and the confirmation shows it with the fee.
Can the Swiss francs go to someone else's account?
Yes. A third-party payout carries an additional 0.25% for beneficiary screening. For francs the payout is to your own account; third parties in Switzerland are paid in euros.

Third-party payouts in CHF: corridor page.

Other USDT and CHF pages

Open a XEROF account to settle USDT into Swiss francs.

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Cross-border Services Restrictions

FE Swiss Financial AG (XEROF) is a Swiss Virtual Asset Service Provider, member of the Financial Services Standards Association (VQF), a Swiss Self-Regulatory Organisation under the supervision of Swiss Financial Market Supervisory Authority (FINMA). XEROF's products and services are only regulated in Switzerland. They are not registered or approved outside of Switzerland.

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