What if the invoice exceeds JPY 1,000,000?

The receiving market caps each payment at JPY 1,000,000. XEROF splits the amount into several payments to the same beneficiary from one conversion, each with its own confirmation and USD 50 fiat withdrawal fee.

What is the maximum for a JPY payout to Japan?

JPY 1,000,000 per payment. The receiving market sets it; XEROF adds no limit of its own. Payment types available: business to business, business to consumer, consumer to business.

Payouts to Japan

Pay Japanese yen from USDT or USDC

XEROF pays JPY to a bank account in Japan from a USDT or USDC balance, business to business, business to consumer and consumer to business, up to JPY 1,000,000 per payment. Coverage effective 1 October 2026.

How a payout to Japan works

Larger amounts are split across payments to the same beneficiary from one conversion, each with its own confirmation and fiat withdrawal fee.

Payout currency: JPY
Paid to: A bank account in Japan, in the beneficiary's name
Payment types: B2B (business to business), B2C (business to consumer), C2B (consumer to business)
Maximum per payment: JPY 1,000,000 per payment. Set by the receiving market, not by XEROF.
Rails: Local bank transfer in JPY
Funding: USDT or USDC on Ethereum (ERC-20) only
Rate and pricing: You convert in XEROF Online at the live rate; the local-currency leg is priced per corridor and quoted per payment, and the confirmation shows the rate, the fee and the net amount before you commit

Who pays Japanese yen this way

Illustrative uses of the Japan corridor.

A company paying a Japanese supplier or service provider against an invoice.
A business paying Japanese contractors to their own accounts.
A private client paying a Japanese business against an invoice.

What XEROF needs before the first payment

Beneficiary name in the registered form, bank, branch and account number.
The invoice or contract the payment settles.

A worked example in JPY

Illustrative figures for a payout to Japan; the confirmation in XEROF Online shows the actual rate, fee and net amount before you commit.

You send: USDT 20,000 on ERC-20
XEROF converts: USD 20,000 equivalent converted in XEROF Online at the live rate from tier 1 liquidity
Beneficiary receives: JPY in payments of up to JPY 1,000,000 each
Fees on this example: Brokerage fee on the conversion under the Fee Schedule (minimum USD 200 per transaction), plus corridor pricing for the local-currency leg, quoted per payment and shown before you commit

Japanese yen payouts are priced per corridor: the stablecoin conversion carries the brokerage fee (minimum USD 200 per transaction), and the JPY leg, FX and the local rail, is quoted per payment and shown before you commit. The brokerage tiers are on the pricing page.

Common questions

What if the invoice exceeds JPY 1,000,000?: The receiving market caps each payment at JPY 1,000,000. XEROF splits the amount into several payments to the same beneficiary from one conversion, each with its own confirmation and USD 50 fiat withdrawal fee.
What is the maximum for a JPY payout to Japan?: JPY 1,000,000 per payment. The receiving market sets it; XEROF adds no limit of its own. Payment types available: business to business, business to consumer, consumer to business.

Maximum sizes for Japan are set by the receiving market. Availability is subject to sanctions screening, XEROF's risk appetite and our payment partners' requirements, and may be varied or suspended; see the full coverage table. Indicative and not an offer.

Where to next

Pay Japanese yen in Japan from a stablecoin balance through a Swiss-regulated counterparty. Open an account online as a company or an individual; payouts are available once onboarding is complete.

Talk to our team Open account