What is a dedicated IBAN account?

A dedicated IBAN is a unique account number issued in your company's name. Fiat received on it can be converted to stablecoins or paid out on your instruction.

Can I trade stablecoins from my IBAN?

Yes. Fiat received on your IBAN can be converted to USDC or USDT and settled to your segregated wallet, and stablecoins in your wallet can fund fiat payments that leave from the IBAN.

Which accounts can send payments to my IBAN?

Only a bank account held in your own name. The IBAN is not intended for receiving from, or paying out to, third party accounts.

Where do I see my balance?

Balances, statements and transaction history are available on online.xerof.com at any time.

What is a corporate crypto account?

A company account that holds fiat and crypto in the company's own name. At XEROF it combines a dedicated IBAN for fiat with a segregated on-chain wallet for crypto, operated by a Swiss-regulated Virtual Asset Service Provider and VQF member (No. 100954).

Can my company pay suppliers from its corporate crypto account?

Yes, as a third-party payout funded only with USDT or USDC on Ethereum (ERC-20), to 60 corridors in 59 countries and 26 currencies, with every beneficiary screened. BTC, ETH or SOL are first converted to USDT or USDC. The IBAN itself pays only to a bank account in your own name.

What does the IBAN cost?

The IBAN itself is free of charge. Conversions carry the standard XEROF fee on the fiat value.

Dedicated IBAN

Crypto IBAN account, dedicated and in your company name

A dedicated IBAN is a bank account number issued in your own company name that settles directly to and from stablecoins. XEROF issues them through a European banking partner at no charge, to companies onboarded to a Swiss regulated VASP.

Dedicated and connected

Issued in your company name

Each virtual IBAN carries your company name, so you can send to and from your bank account. Payments to and from third party accounts are not supported on the IBAN.

Balances and statements online

Balances and statements are available on online.xerof.com. Every credit, conversion and outgoing payment is listed with its date, reference and net amount, so the account reconciles against your own books without a separate request.

Settle directly to stablecoins

Move fiat received on your IBAN into USDC or USDT in your segregated wallet, or fund the IBAN from stablecoins to pay fiat invoices.

Fiat account, conversion and on-chain settlement from one counterparty

The IBAN is one part of the XEROF settlement service. Fiat arriving on it can be converted to USDC or USDT and settled to your segregated wallet. Stablecoins in your wallet can fund fiat payments that leave from the IBAN to a bank account in your own name, each with a clear reference.

Fiat receipts and payments between the IBAN and a bank account in your own name.
Issued through our banking partner at no charge.
One counterparty for the fiat account, the conversion and the on-chain settlement.
Every conversion priced from tier 1 liquidity at cost, with the XEROF fee on its own line.

Corporate crypto account with a dedicated IBAN

A corporate crypto account at XEROF holds fiat and crypto in your company's own name: a dedicated IBAN for the fiat leg and a segregated on-chain wallet for the crypto leg. It is operated by FE Swiss Financial AG, a Swiss-regulated Virtual Asset Service Provider and member of VQF (No. 100954), a self-regulatory organisation recognised by FINMA. The IBAN sends and receives fiat only between it and a bank account in your company's own name. You convert between BTC, ETH, SOL, USDT or USDC and USD, EUR, GBP or CHF yourself in XEROF Online, at the live rate from tier 1 liquidity passed through at cost, with the XEROF fee on its own line. Payments to suppliers or other third parties run as payouts funded only with USDT or USDC on Ethereum (ERC-20). The full company setup is described on the crypto business account page.

Dedicated IBAN accounts FAQ

What is a dedicated IBAN account?: A dedicated IBAN is a unique account number issued in your company's name. Fiat received on it can be converted to stablecoins or paid out on your instruction.
Can I trade stablecoins from my IBAN?: Yes. Fiat received on your IBAN can be converted to USDC or USDT and settled to your segregated wallet, and stablecoins in your wallet can fund fiat payments that leave from the IBAN.
Which accounts can send payments to my IBAN?: Only a bank account held in your own name. The IBAN is not intended for receiving from, or paying out to, third party accounts.
Where do I see my balance?: Balances, statements and transaction history are available on online.xerof.com at any time.
What is a corporate crypto account?: A company account that holds fiat and crypto in the company's own name. At XEROF it combines a dedicated IBAN for fiat with a segregated on-chain wallet for crypto, operated by a Swiss-regulated Virtual Asset Service Provider and VQF member (No. 100954).
Can my company pay suppliers from its corporate crypto account?: Yes, as a third-party payout funded only with USDT or USDC on Ethereum (ERC-20), to 60 corridors in 59 countries and 26 currencies, with every beneficiary screened. BTC, ETH or SOL are first converted to USDT or USDC. The IBAN itself pays only to a bank account in your own name.
What does the IBAN cost?: The IBAN itself is free of charge. Conversions carry the standard XEROF fee on the fiat value.

Open a company account and your dedicated IBAN is issued as part of onboarding.

Talk to our team Open account