Indicative rate

USDC to GBP: sell USDC for pounds sterling at size

Live indicative USDC/GBP rate and how a Swiss-regulated desk settles USDC into pounds sterling on a bank account, in your own name or to a third-party beneficiary.

USDC to GBP, indicative mid-market

0.7545 GBP

Bid
0.7544 GBP
Ask
0.7545 GBP

Indicative mid-market rate from tier 1 liquidity, updated 6:46:52 PM. Not a quote. The desk quotes the execution rate when you instruct, and your confirmation shows that rate, the fee and the net amount before you commit.

How USDC becomes pounds sterling on a bank account

  1. 1You transfer USDC on Ethereum (ERC-20) to your segregated wallet at XEROF. Other networks are not accepted.
  2. 2The desk converts at the execution rate, sourced from tier 1 liquidity and passed through at cost, with the brokerage fee shown separately.
  3. 3GBP leaves to a bank account in your own name, or to a third-party beneficiary, over Faster Payments, CHAPS and SWIFT.

Why settle USDC through a Swiss VASP rather than a retail app

  • Size. Conversions are priced per instruction from institutional liquidity, so a six or seven figure amount is quoted as one transaction rather than worked through an order book.
  • Bank rails. GBP is paid to a bank account, in your name or a beneficiary's, over Faster Payments, CHAPS and SWIFT. No card, no wallet balance to withdraw later.
  • Segregated custody. Your stablecoins sit in a wallet opened for you alone under Swiss regulated custody until the conversion, never in a pooled account.
  • Transparent cost. The confirmation shows the liquidity rate, the fee and the net amount. Brokerage 1.00% at the entry tier, lower with monthly volume, minimum USD 200 per transaction; USD 50 per outgoing fiat payment.
  • Regulated counterparty. FE Swiss Financial AG, trading as XEROF, is a Swiss-regulated Virtual Asset Service Provider, member of VQF (No. 100954), a self-regulatory organisation recognised and supervised by FINMA.

Common questions

Is the rate on this page the rate I will get?
No. It is the indicative mid-market rate from our liquidity venue, refreshed every 30 seconds. The desk quotes the execution rate at the moment you instruct, and the confirmation shows it with the fee before you commit.
Which network can I send USDC on?
Ethereum (ERC-20) only. USDC on TRC-20, Solana, Polygon or another network cannot be credited.
Can the GBP go to someone else's account?
Yes. A third-party payout carries an additional 0.25% for beneficiary screening. The corridor page sets out the limits and documents.
Is there a minimum?
No minimum ticket. The minimum brokerage fee is USD 200 per transaction, so very small conversions carry a high proportional cost.
Is XEROF an exchange?
No. XEROF is a brokerage and settlement counterparty: it converts your USDC with its liquidity providers and pays the pounds sterling to a bank account. There is no order book.

See also: payouts in GBP, all 59 payout countries, cashing out to your own account and the fee schedule.

Settle USDC into pounds sterling through a Swiss-regulated counterparty. Open an account online as a company or an individual; your segregated wallet is ready at the end of onboarding.