USDT to EUR: sell USDT for euros at size

• Size. Conversions are priced per instruction from institutional liquidity, so a six or seven figure amount is quoted as one transaction rather than worked through an order book.
• Bank rails. EUR is paid to a bank account, in your name or a beneficiary's, over SEPA Instant, SEPA Standard and SWIFT. No card, no wallet balance to withdraw later.
• Segregated custody. Your stablecoins sit in a wallet opened for you alone under Swiss regulated custody until the conversion, never in a pooled account.
• Transparent cost. The confirmation shows the liquidity rate, the fee and the net amount. Brokerage 1.00% at the entry tier, lower with monthly volume, minimum USD 200 per transaction; USD 50 per outgoing fiat payment.
• Regulated counterparty. FE Swiss Financial AG, trading as XEROF, is a Swiss-regulated Virtual Asset Service Provider, member of VQF (No. 100954), a self-regulatory organisation recognised and supervised by FINMA.

Is the rate on this page the rate I will get?

No. It is the indicative mid-market rate from our liquidity venue, refreshed every 30 seconds. The desk quotes the execution rate at the moment you instruct, and the confirmation shows it with the fee before you commit.

Which network can I send USDT on?

Ethereum (ERC-20) only. USDT on TRC-20, Solana, Polygon or another network cannot be credited.

Can the EUR go to someone else's account?

Yes. A third-party payout carries an additional 0.25% for beneficiary screening. Payouts in euros reach the 34 SEPA countries; the payouts page lists them.

Is there a minimum?

No minimum ticket. The minimum brokerage fee is USD 200 per transaction, so very small conversions carry a high proportional cost.

Is XEROF an exchange?

No. XEROF is a brokerage and settlement counterparty: it converts your USDT with its liquidity providers and pays the euros to a bank account. There is no order book.

See also: all 59 payout countries, cashing out to your own account and the fee schedule.