What crypto services does XEROF offer high net worth individuals?

Conversion between cryptoassets and USD, EUR, CHF or GBP, segregated custody in your own name, and payments to third parties from a stablecoin balance, all under Swiss supervision through VQF membership No. 100954.

Can a family office open accounts for family members?

Yes. Each family member or holding company is onboarded in its own name with its own segregated wallet; the family office can be the contact that prepares and submits the documents.

Who can open a private client account?

Eligible private clients who complete individual onboarding and identity verification with our KYC provider.

Are my assets held in my own name?

Yes. Cryptoassets are held in a segregated wallet in your own name, never pooled with other clients or with assets belonging to XEROF.

What can I convert, and into which currencies?

Cryptoassets BTC, ETH and SOL, and the stablecoins USDC and USDT, into USD, EUR, CHF or GBP, settled to a bank account in your own name.

How is my rate calculated?

Quotes come from tier 1 institutional liquidity passed through at cost, with the XEROF fee applied separately and shown on the confirmation.

For private clients

Crypto services for high net worth individuals, in your own name

Crypto services for high net worth individuals (HNWI) and family offices: convert and hold stablecoins and cryptoassets through a Swiss VASP supervised under the AMLA. Segregated custody, and the fee on its own line of every confirmation.

What you get

A counterparty, not a trading venue.

XEROF is not an exchange and does not hold an order book. You deal directly with XEROF as your settlement counterparty, and the record you receive is the one your bank and your accountant will ask for.

One on-chain wallet in your own name. Your assets are segregated from XEROF's and from those of every other client, never pooled.
Convert your own stablecoins and cryptoassets to and from USD, EUR, CHF and GBP at the rate we are quoted, with our fee shown separately rather than folded into the price.
Fiat settles to a bank account in your name. Cryptoassets settle to your segregated wallet or to an address you specify.
Identity verification is completed online, and every relationship is reviewed by an external compliance officer before it is activated.

Common situations

What private clients actually come to us for.

Property purchase and sale

Settle a property transaction where one side holds cryptoassets and the other needs fiat in a bank account, with the conversion documented for the notary and the receiving bank.

Real estate with cryptocurrency

Converting a holding to spend

Move a long-held position into USD, EUR, CHF or GBP through a supervised Swiss counterparty rather than an offshore exchange, with a record your bank will accept.

How to cash out crypto

Holding without self-custody

Keep assets in a segregated wallet on institutional infrastructure with disaster-recovery cover, instead of managing keys and recovery phrases yourself.

How custody works

Open an account See pricing

Crypto solutions for HNWIs and family offices

XEROF provides crypto services for high net worth individuals and the family offices that act for them: conversion between cryptoassets and USD, EUR, CHF or GBP, segregated custody in the client's own name, and payments to third parties such as a notary, a property developer or a school.

Each HNWI relationship is onboarded individually. Source of wealth and source of funds are documented once at the start, so later conversions are measured against a file that is already complete rather than justified from scratch each time.

Where a family office acts for the family, each family member or holding company is onboarded in its own name, with its own segregated wallet, so ownership stays clear for banks, auditors and heirs.

Settling a property purchase or sale: buy property with crypto.
Converting a long-held position to spend or reinvest: cash out crypto to your bank.
Paying invoices and people abroad from a stablecoin balance: stablecoin payouts to 59 countries.
Holding without managing keys yourself: segregated crypto custody.

Common questions

What crypto services does XEROF offer high net worth individuals?: Conversion between cryptoassets and USD, EUR, CHF or GBP, segregated custody in your own name, and payments to third parties from a stablecoin balance, all under Swiss supervision through VQF membership No. 100954.
Can a family office open accounts for family members?: Yes. Each family member or holding company is onboarded in its own name with its own segregated wallet; the family office can be the contact that prepares and submits the documents.
Who can open a private client account?: Eligible private clients who complete individual onboarding and identity verification with our KYC provider.
Are my assets held in my own name?: Yes. Cryptoassets are held in a segregated wallet in your own name, never pooled with other clients or with assets belonging to XEROF.
What can I convert, and into which currencies?: Cryptoassets BTC, ETH and SOL, and the stablecoins USDC and USDT, into USD, EUR, CHF or GBP, settled to a bank account in your own name.
How is my rate calculated?: Quotes come from tier 1 institutional liquidity passed through at cost, with the XEROF fee applied separately and shown on the confirmation.