Payouts to Brazil
Pay Brazilian reais from USDT or USDC
Brazil is the largest economy in Latin America and its exporters, software houses and marketing agencies invoice the world in reais. XEROF pays BRL to a Brazilian bank account from a USDT or USDC balance, business to business, business to consumer and consumer to business, with beneficiary KYC applied above the equivalent of USD 10,000.
How a payout to Brazil works
The receiving market sets no fixed ceiling. Payments carry the beneficiary's CPF or CNPJ, and the real leg is priced per corridor and shown before you commit.
- Payout currency
- BRL
- Paid to
- Bank account in Brazil
- Payment types
- B2B (business to business), B2C (business to consumer), C2B (consumer to business)
- Maximum per payment
- no fixed maximum; beneficiary KYC above USD 10,000
- Rails
- Local bank transfer in BRL
- Pricing
- Per corridor: the BRL leg is quoted per payment on the confirmation
Who pays Brazilian reais this way
- An importer settling a Brazilian coffee, soy or beef exporter against the commercial invoice.
- A company paying a São Paulo or Florianópolis development team's monthly invoice in reais.
- A private client paying a Brazilian lawyer, architect or contractor in BRL.
Paying Brazil from Zug: timing and practicalities
São Paulo is four to five hours behind Zug. A real payment confirmed in the Swiss morning is queued for the opening of Brazilian banking and credited the same day by TED; one confirmed in the Swiss late afternoon credits the next Brazilian banking day. Carnival and regional holidays close banks unpredictably.
Brazilian beneficiaries are identified by CPF for individuals and CNPJ for companies, and the receiving bank matches the number to the account holder. Above the equivalent of USD 10,000 XEROF collects the beneficiary's identity documentation before release, so first-time large payments take a day longer.
What XEROF needs before the first payment
- Beneficiary name, bank, agência and conta, with CPF (individual) or CNPJ (company).
- The invoice or contract the payment settles.
- Beneficiary identity documentation above USD 10,000 equivalent, requested before release.
A worked example in BRL
- You send
- USDC 25,000 on ERC-20
- XEROF converts
- USD 25,000 at the live rate
- Beneficiary receives
- BRL to the supplier's account after beneficiary KYC
- Fees on this example
- Brokerage fee plus the quoted BRL leg
Common questions
- Can I pay a PIX key instead of an account number?
- No. Payouts in this corridor are addressed to a bank account with agência and conta plus CPF or CNPJ. PIX keys are not accepted as a payout destination.
- What is the maximum for a BRL payout to Brazil?
- No fixed maximum; beneficiary KYC above USD 10,000, set by the receiving market.
Brazil: limits set by the receiving market, availability subject to screening and partner requirements, indicative and not an offer. See the coverage table.
Open a XEROF account to pay Brazilian reais in Brazil.