Which stablecoins can fund a payout?

USDT or USDC on Ethereum (ERC-20) only. A transfer on TRC-20, Solana, Polygon or any other network cannot be used to fund a payout, so check the network before you send.

Does the beneficiary in Brazil need a XEROF account?

No. The beneficiary is paid in Brazilian reais to a bank account in their own name and needs no wallet or account with XEROF.

What does a payout cost?

The brokerage fee on the conversion (1.00% at the entry tier, lower with monthly volume, minimum USD 200 per transaction), plus 0.25% where the fiat goes to a third-party beneficiary, plus the USD 50 fiat withdrawal fee per payment. The Fee Schedule sets out the current terms.

Is there a minimum payout?

There is no minimum ticket. The minimum brokerage fee of USD 200 per transaction applies, so smaller payouts carry a proportionally higher cost; the confirmation shows the fee before you commit.

Who sets the maximum transaction size?

The receiving market. For Brazil the current maximum is no fixed maximum; beneficiary KYC above USD 10,000. XEROF does not add a limit of its own.

Is XEROF an exchange?

No. XEROF is a Swiss-regulated Virtual Asset Service Provider acting as brokerage and settlement counterparty: it converts your stablecoins with its liquidity providers and pays the beneficiary from the proceeds. There is no order book and no platform account for the beneficiary.

What happens above USD 10,000?

The beneficiary completes KYC with our payment partner before the first payment above that amount is released. XEROF tells you what is needed when you submit the instruction.

Payouts to Brazil

Pay Brazilian reais from USDT or USDC

XEROF pays BRL to a bank account in Brazil from a USDT or USDC balance, business to business, business to consumer and consumer to business. The receiving market sets no fixed maximum; beneficiary KYC applies above USD 10,000 equivalent and is completed before the payment is released. Coverage effective 1 October 2026.

How a payout to Brazil works

The corridor suits companies with Brazilian suppliers, agencies and contractors, and treasury teams settling invoices in reais from a stablecoin balance.

Payout currency: BRL
Paid to: A bank account in Brazil, in the beneficiary's name
Payment types: B2B (business to business), B2C (business to consumer), C2B (consumer to business)
Maximum per payment: no fixed maximum; beneficiary KYC above USD 10,000. Set by the receiving market, not by XEROF.
Rails: Local bank transfer in BRL
Funding: USDT or USDC on Ethereum (ERC-20) only
Rate: Converted at the desk's execution rate, sourced from tier 1 liquidity and shown on your confirmation together with the fee

Who uses this corridor

Illustrative uses. Every beneficiary is screened before fiat is released, and each payment is confirmed on its own.

A company paying a Brazilian supplier against an invoice in reais.
A business paying Brazilian contractors and agencies to their own accounts.
A private client paying a Brazilian business against an invoice.

What XEROF needs before the first payment

Beneficiary name, bank, branch and account number, and CPF or CNPJ.
The invoice or contract the payment settles.
Beneficiary KYC documentation for payments above USD 10,000 equivalent.

A worked example

Illustrative only. Your confirmation shows the liquidity rate, the fee and the net amount before you commit.

You send: USDC 25,000 on ERC-20
XEROF converts: USD 25,000 converted at the desk's execution rate
Beneficiary receives: BRL to the supplier's account after beneficiary KYC
Fees on this example: 1.00% brokerage at the entry tier (USD 250), 0.25% third-party payment (USD 62.50), USD 50 fiat withdrawal

Fees follow the published tiers on the pricing page: Brokerage fee on the conversion by monthly volume: 1.00% up to USD 250,000, 0.85% to 1,000,000, 0.65% to 2,000,000, above that on request. Minimum brokerage fee USD 200 per transaction. Third-party payment: an additional 0.25% where fiat is paid to a beneficiary other than you. Fiat withdrawal: USD 50 per outgoing payment.

Common questions

Which stablecoins can fund a payout?: USDT or USDC on Ethereum (ERC-20) only. A transfer on TRC-20, Solana, Polygon or any other network cannot be used to fund a payout, so check the network before you send.
Does the beneficiary in Brazil need a XEROF account?: No. The beneficiary is paid in Brazilian reais to a bank account in their own name and needs no wallet or account with XEROF.
What does a payout cost?: The brokerage fee on the conversion (1.00% at the entry tier, lower with monthly volume, minimum USD 200 per transaction), plus 0.25% where the fiat goes to a third-party beneficiary, plus the USD 50 fiat withdrawal fee per payment. The Fee Schedule sets out the current terms.
Is there a minimum payout?: There is no minimum ticket. The minimum brokerage fee of USD 200 per transaction applies, so smaller payouts carry a proportionally higher cost; the confirmation shows the fee before you commit.
Who sets the maximum transaction size?: The receiving market. For Brazil the current maximum is no fixed maximum; beneficiary KYC above USD 10,000. XEROF does not add a limit of its own.
Is XEROF an exchange?: No. XEROF is a Swiss-regulated Virtual Asset Service Provider acting as brokerage and settlement counterparty: it converts your stablecoins with its liquidity providers and pays the beneficiary from the proceeds. There is no order book and no platform account for the beneficiary.
What happens above USD 10,000?: The beneficiary completes KYC with our payment partner before the first payment above that amount is released. XEROF tells you what is needed when you submit the instruction.

Other corridors

Maximum transaction sizes are set by the receiving market, not by XEROF.
Some corridors carry destination-specific requirements, including beneficiary documentation and purpose of payment codes, which are confirmed before the first payment.
Availability of any corridor is subject to sanctions screening, XEROF's risk appetite and the requirements of our payment partners, and may be varied or suspended without notice.
Payments are priced under the XEROF Fee Schedule. Indicative and not an offer.

Where to next

Pay Brazilian reais in Brazil from a stablecoin balance through a Swiss-regulated counterparty. Open an account online as a company or an individual; payouts are available once onboarding is complete.

Talk to our team Open account