Company

Swiss custody. Stablecoin settlement

XEROF gives businesses and private clients a transparent way to move between stablecoins and fiat and to hold cryptoassets in their own segregated wallet, operated from Zug, Switzerland.

About XEROF

FE Swiss Financial AG dba XEROF was founded in 2021 by Nick Ntigrintakis and Marc Taverner, who needed a trustworthy, compliant counterparty for exchanging cryptoassets against fiat and could not find one. We built it in Zug, Switzerland, under Swiss anti-money-laundering supervision, and kept the model deliberately narrow: convert, pay out, hold.

Every quote is sourced from tier 1 institutional liquidity providers and passed through at cost. Our fee is applied separately and shown on every confirmation, so what you pay is verifiable on every transaction. Client cryptoassets sit in one segregated on-chain wallet per client.

Regulatory status

Swiss AML regulation

FE Swiss Financial AG, dba as XEROF, is a financial intermediary under the Swiss Anti-Money Laundering Act (AMLA), regulated through its membership of VQF.

VQF membership No. 100954

VQF, the Financial Services Standards Association, is a self-regulatory organisation recognised and supervised by FINMA, the Swiss Financial Market Supervisory Authority. XEROF has been a member since 21 December 2021 and is audited annually.

Three regulated activities

Our AMLA scope covers OTC exchange between virtual assets and fiat (Settlement), payment services (Payouts) and custodial services in segregated wallets (Custody). Everything on this site maps to one of the three.

FE Swiss Financial AG (dba XEROF™) is a Swiss crypto financial services platform regulated as a Virtual Asset Service Provider (VASP) by VQF (Verein zur Qualitätssicherung von Finanzdienstleistungen), a Self-Regulatory Organization officially recognized and supervised by the Swiss Financial Market Supervisory Authority (FINMA). VQF SRO Membership Nr. 100954.

FE Swiss Financial AG (dba XEROF™) is a company incorporated under Swiss law and is not authorized under the Markets in Crypto-Assets Regulation (MiCA) or by any financial supervisory authority of the European Union or European Economic Area. The services described are not offered to EU/EEA residents or legal entities except under the reverse solicitation exemption as defined in Article 61 of MiCA. FE Swiss Financial AG (dba XEROF™) does not offer or market its services to legal entities, residents or citizens of the European Union (EU) or European Economic Area (EEA), unless the client has initiated contact entirely on their own initiative. Users from jurisdictions where FE Swiss Financial AG (dba XEROF™) is not authorized should not use the services.