How to choose a Swiss crypto to fiat provider | XEROF

What to check before converting crypto to fiat through a Swiss provider: regulation, segregated custody, OTC pricing not an order book, and one visible fee.

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Login — Sign in to XEROF Online to view balances, execute stablecoin and cryptoasset conversions, and track SWIFT and SEPA fiat settlement.
Register — Account opening at XEROF begins with identity verification through our KYC provider. Start from the open account page to apply as an individual or company.
Forgot Password — Request a password reset link for your XEROF Online account. If you cannot access your registered email, contact the XEROF middle office.
Reset Password — Set a new password for your XEROF Online account after following the reset link sent to your registered email address.
Verify Email — Confirm your email address to continue with your XEROF account.
Settlement — OTC desk to convert crypto and stablecoins to fiat: USD, EUR, CHF, GBP, and back. Tier 1 liquidity passed through at cost, with the XEROF fee on its own line.
Payouts — Instruct XEROF to pay a supplier, counterparty or invoice in fiat. You fund the instruction in stablecoins, we convert, and the beneficiary is paid same day.
Custody — One dedicated on-chain wallet per client, never pooled, on institutional custody infrastructure with disaster-recovery cover. Swiss regulated since 2021.
Institutions — Segregated crypto custody, settlement and third-party payouts for institutions. One wallet per institution, liquidity at cost, and the fee on its own line.
Private Clients — Convert your own stablecoins and cryptoassets to USD, EUR, CHF or GBP, and hold them in a segregated wallet in your own name. Swiss regulated counterparty.
Regulation — FE Swiss Financial AG is a Swiss VASP supervised under the AMLA by VQF, an SRO recognised by FINMA. VQF membership No. 100954. XEROF holds no FINMA licence.
Pricing — Account, payment and custody charges. Liquidity passed through at cost with one XEROF fee on its own line, in USD. Rates confirmed in writing at onboarding.
Open Account — Apply online as a company or an individual. What you need, what it costs and how long review takes. Verification by a regulated provider, no onboarding fee.
Portal Redirect — Apply as a company to open a Swiss regulated crypto to fiat account with XEROF. The application runs at onboard.xerof.com.
Company — FE Swiss Financial AG, trading as XEROF. Three activities under the Swiss AMLA: crypto to fiat exchange, payments and segregated custody. Zug, since 2021.
Contact — Speak to the XEROF settlement desk about crypto to fiat conversion, invoice payouts, custody, pricing or API access. Gubelstrasse 11, Zug, Switzerland.
Assistant — Ask the XEROF assistant about settlement, payouts, custody, pricing and account opening. Chat in your browser or on WhatsApp. Swiss regulated since 2021.
Legal — Imprint, terms of use, privacy policy and cookie policy for FE Swiss Financial AG, trading as XEROF. Company disclosures and data protection information.
Cookie Settings — Review and change necessary, analytics, marketing and functional cookie preferences for the XEROF website.
Dedicated Iban — A crypto IBAN in your company's own name: receive fiat, convert to and from USDC or USDT, and pay out, through a Swiss regulated VASP. Issued at onboarding.
Crypto Business Account — Open a crypto business account with a Swiss regulated VASP. Hold fiat and stablecoins in your company name, convert at cost and pay out from one account.
Real Estate Guide — How to buy property with Bitcoin, Ethereum or stablecoins through a Swiss regulated settlement provider. For buyers, sellers, brokers and notaries.
Crypto To Fiat Switzerland — What to check before converting crypto to fiat through a Swiss provider: regulation, segregated custody, OTC pricing not an order book, and one visible fee.
Web3 Banking Guide — What Web3 banking is, how it differs from traditional banking, and how a Swiss regulated counterparty bridges crypto and fiat for Web3 companies.
On Off Ramp — Move between crypto and fiat both ways at tier 1 pricing with one visible fee. BTC, ETH, SOL, USDC, USDT and CHF, EUR, USD, GBP, for companies and individuals.
Accept Crypto Payments — Let customers pay in crypto and receive fiat in your own bank account. Funds land in a segregated wallet in your name, via a Swiss regulated VASP.
International Payments Guide — How stablecoins make cross-border payments faster, cheaper and traceable, and how XEROF completes compliant international settlement from Switzerland.
Cash Out Crypto — Convert crypto to cash through a Swiss regulated counterparty: send to a segregated wallet, accept a quote, receive USD, EUR, CHF or GBP in your bank.
Crypto Otc Desk — An OTC desk quotes one firm price for the whole amount instead of filling against an order book. How the XEROF desk prices, executes and settles.
Docs — REST API v1 reference: authentication, balances, wallets, orders, deposits, transfers, fiat withdrawals and webhooks. Swiss regulated infrastructure.