Can I pay a Swiss beneficiary in Swiss francs?

Not as a third-party payout. Swiss franc settlement is to your own account. Third parties in Switzerland are paid in euros over SEPA to a euro IBAN.

What is the maximum for a EUR payout to Switzerland?

SEPA Instant EUR 100,000 per payment; SEPA Standard varies by bank, set by the receiving market.

Payouts to Switzerland

Pay euros in Switzerland from USDT or USDC

Switzerland is in SEPA, so a Swiss beneficiary with a euro account is paid the same way as one in Germany or France: SEPA Instant up to EUR 100,000 per payment or SEPA Standard above that, from a USDT or USDC balance, business to business, business to consumer and consumer to business.

How a payout to Switzerland works

Many Swiss companies and advisers hold a euro account alongside their franc account and invoice foreign clients in euros. For settlement in Swiss francs to your own account, see the crypto to fiat in Switzerland page; franc payouts to third parties are not a corridor.

Payout currency: EUR
Paid to: Bank account in Switzerland
Payment types: B2B (business to business), B2C (business to consumer), C2B (consumer to business)
Maximum per payment: SEPA Instant EUR 100,000 per payment; SEPA Standard varies by bank
Rails: SEPA Instant and SEPA Standard in EUR
Pricing: Standard fee schedule; live rate from tier 1 liquidity

Who pays euros this way

A company settling a Swiss law firm, fiduciary or adviser's euro invoice.
A business paying a Swiss supplier that invoices in euros.
A private client paying a Swiss business to its euro IBAN.

Paying Switzerland from Zug: timing and practicalities

Swiss beneficiaries share Zug's clock and calendar, so a euro payment over SEPA Instant confirmed at any hour is credited within seconds, and a SEPA Standard payment above EUR 100,000 arrives the next banking day. Swiss banks close for cantonal holidays that differ from town to town.

The beneficiary must hold a euro account, addressed by its 21-character CH IBAN; a franc account cannot receive a SEPA payment. Swiss advisers, fiduciaries and suppliers that invoice foreign clients in euros are the typical beneficiaries.

Liechtenstein banks are reached the same way, since the principality is inside SEPA and uses LI IBANs. Cantonal banks, Raiffeisen, PostFinance and the large universal banks all offer euro accounts to resident companies, and many Swiss fiduciaries keep one precisely to receive foreign-client fees without a franc conversion on their side.

What XEROF needs before the first payment

Beneficiary name and the IBAN of a euro account at a Swiss bank.
The invoice or contract the payment settles.

A worked example in EUR

You send: USDT 50,000 on ERC-20
XEROF converts: USD 50,000 equivalent at the live rate
Beneficiary receives: EUR by SEPA Instant to the supplier's account, within EUR 100,000 per payment
Fees on this example: 1.00% brokerage at the entry tier (USD 500), 0.25% third-party payment (USD 125), USD 50 fiat withdrawal

Fees follow the published tiers on the pricing page: Brokerage fee on the conversion by monthly volume: 1.00% up to USD 250,000, 0.85% to 1,000,000, 0.65% to 2,000,000, above that on request. Minimum brokerage fee USD 200 per transaction. Third-party payment: an additional 0.25% where fiat is paid to a beneficiary other than you. Fiat withdrawal: USD 50 per outgoing payment.

Common questions

Can I pay a Swiss beneficiary in Swiss francs?: Not as a third-party payout. Swiss franc settlement is to your own account. Third parties in Switzerland are paid in euros over SEPA to a euro IBAN.
What is the maximum for a EUR payout to Switzerland?: SEPA Instant EUR 100,000 per payment; SEPA Standard varies by bank, set by the receiving market.

Switzerland: limits set by the receiving market, availability subject to screening and partner requirements, indicative and not an offer. See the coverage table.

Nearby corridors

Open a XEROF account to pay euros in Switzerland.

Talk to our team Open account