Convert crypto to fiat | Swiss regulated OTC & custody

Convert crypto and stablecoins to fiat with a Swiss regulated OTC desk. Cash out to USD, EUR, CHF or GBP, pay invoices and hold assets in segregated custody.

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Login — Sign in to XEROF Online to view balances, execute stablecoin and cryptoasset conversions, and track SWIFT and SEPA fiat settlement.
Register — Account opening at XEROF begins with identity verification through our KYC provider. Start from the open account page to apply as an individual or company.
Forgot Password — Request a password reset link for your XEROF Online account. If you cannot access your registered email, contact the XEROF middle office.
Reset Password — Set a new password for your XEROF Online account after following the reset link sent to your registered email address.
Verify Email — Verify Email on Convert crypto to fiat | Swiss regulated OTC & custody. Convert crypto and stablecoins to fiat with a Swiss regulated OTC desk.
Settlement — Convert stablecoins and cryptoassets to and from USD, EUR, CHF and GBP. Tier 1 liquidity passed through at cost, the XEROF fee shown on its own line.
Payouts — Instruct XEROF to pay a supplier, counterparty or invoice in fiat. You fund the instruction in stablecoins, we convert, and the beneficiary is paid same day.
Custody — One dedicated on-chain wallet per client, never pooled, on institutional custody infrastructure with disaster-recovery cover. Swiss regulated since 2021.
Institutions — Segregated crypto custody, settlement and third-party payouts for institutions. One wallet per institution, liquidity at cost, and the fee on its own line.
Private Clients — Convert your own stablecoins and cryptoassets to USD, EUR, CHF or GBP, and hold them in a segregated wallet in your own name. Swiss regulated counterparty.
Regulation — FE Swiss Financial AG is a Swiss VASP supervised under the AMLA by VQF, an SRO recognised by FINMA. VQF membership No. 100954. XEROF holds no FINMA licence.
Pricing — Account, payment and custody charges. Liquidity passed through at cost with one XEROF fee on its own line, in USD. Rates confirmed in writing at onboarding.
Open Account — Apply online as a company or an individual. What you need, what it costs and how long review takes. Verification by a regulated provider, no onboarding fee.
Portal Redirect — Portal Redirect on Convert crypto to fiat | Swiss regulated OTC & custody. Convert crypto and stablecoins to fiat with a Swiss regulated OTC desk.
Company — FE Swiss Financial AG, trading as XEROF. Three activities under the Swiss AMLA: crypto to fiat exchange, payments and segregated custody. Zug, since 2021.
About — Learn how XEROF connects stablecoins, fiat payments and segregated custody for institutions, businesses and eligible private clients from Zug, Switzerland.
Contact — Speak to the XEROF settlement desk about crypto to fiat conversion, invoice payouts, custody, pricing or API access. Gubelstrasse 11, Zug, Switzerland.
Assistant — Ask the XEROF assistant about settlement, payouts, custody, pricing and account opening. Chat in your browser or on WhatsApp. Swiss regulated since 2021.
Legal — Imprint, terms of use, privacy policy and cookie policy for FE Swiss Financial AG, trading as XEROF. Company disclosures and data protection information.
Cookie Settings — Review and change necessary, analytics, marketing and functional cookie preferences for the XEROF website.
Dedicated Iban — A dedicated IBAN in your company's own name, settling directly to and from stablecoins through a Swiss regulated VASP. Issued as part of company onboarding.
Real Estate Guide — How to buy property with Bitcoin, Ethereum or stablecoins through a Swiss regulated settlement provider. For buyers, sellers, brokers and notaries.
Web3 Banking Guide — What Web3 banking is, how it differs from traditional banking, and how a Swiss regulated counterparty bridges crypto and fiat for Web3 companies.
On Off Ramp — Convert BTC, ETH, SOL, USDC and USDT to CHF, EUR, USD or GBP and back, for corporates, Web3 companies and private clients. Liquidity passed through at cost.
Accept Crypto Payments — Take BTC, ETH, SOL, USDC and USDT from customers into your own segregated wallet, then convert and settle to your bank account. Swiss regulated VASP.
International Payments Guide — How stablecoins make cross-border payments faster, cheaper and traceable, and how XEROF completes compliant international settlement from Switzerland.
Cash Out Crypto — Convert crypto to cash through a Swiss regulated counterparty: send to a segregated wallet, accept a quote, receive USD, EUR, CHF or GBP in your bank.
Crypto Otc Desk — An OTC desk quotes one firm price for the whole amount instead of filling against an order book. How the XEROF desk prices, executes and settles.
Docs — REST API v1 reference: authentication, balances, wallets, orders, deposits, transfers, fiat withdrawals and webhooks. Swiss regulated infrastructure.